P · 01
Personal finance
Unsecured personal loans for consolidation, home improvement, medical, and travel. Fixed rate, fixed term.
Amounts
$2,000+
Terms
6 – 60+ mo
Rates from
9.95%
Decision
Same day
Belmont Financial Services Ltd · New Zealand
Personal, vehicle,
and asset finance.
Belmont arranges consumer and asset finance through a panel of established New Zealand lenders. Each application is matched to the lender best suited to it. Applications are decisioned within the hour. Settlement typically within 48 hours of approval.
01 / PRODUCTS
Three lines of finance, arranged through accredited New Zealand lenders.
Belmont does not lend on its own balance sheet. Each application is matched to the lender on our panel whose criteria and pricing fit it best.
P · 02
Vehicle finance
Secured finance for new and used vehicles, including imported EVs. Standard passenger and light commercial.
Amounts
$2,000+
Terms
12 – 60+ mo
Rates from
9.95%
Decision
Within the hour
P · 03
Asset finance
Secured finance for business plant, equipment, and commercial vehicles. Chattel mortgage and lease options.
Amounts
$10k – $500k
Terms
12 – 60 mo
Rates from
10.95%
Decision
1 – 3 days
03 / RECORD
Work held to the standard of a well-run institution.
Belmont's record is measured by the accuracy of its files and the cleanliness of its settlements. Figures below reflect applications placed through the Belmont panel to March 2026.
Rates from
9.95% p.a.
Lower bound across the lender panel for consumer finance.
Decision window, median
47minutes
Personal and vehicle finance. Asset finance typically 1–3 business days.
Lender panel
TBC
Panel composition TBC; details on request.
Application time, median
8minutes
From start of application to lender submission, measured across completed files.